Accounting & financial
planning for Manchester's
ambitious families and
business owners
Independent, chartered advice that prioritises clear decisions, long-term value, and practical next steps. One team, fully aligned with your goals.
From accounts to investments,
we bring it all under one roof
Whether you are a business owner building wealth or a family planning for the future, our chartered team covers every aspect of your financial life.
Tailored financial planning
for every life stage and goal
We help you extract value from your business tax-efficiently, plan for the long term, and ensure your personal and company finances are always aligned.
- Exit planning & succession strategy
- Corporate pension & benefit design
- Wealth extraction & tax efficiency
- Business protection insurance
From first home to retirement to passing wealth down, we help families at every stage with joined-up, jargon-free advice that actually makes sense.
- Retirement & pension planning
- Family protection & estate planning
- Tax-efficient investing & allowances
- Mortgage & protection advice
We combine the technical rigour of a chartered firm with the kind of personal attention too many growing practices lose along the way.
Our team holds chartered qualifications and is fully authorised by the Financial Conduct Authority. Your money is always in accountable, qualified hands.
Accounting and financial planning under one roof, so your numbers and your plans stay aligned and every adviser is working from the same picture.
We work with clients across many years, through business cycles, retirement, and life changes, building a real understanding of their story along the way.
Experienced professionals
who put your goals at the centre
BA(Hons) FCA CTA APFS. Trained in audit at Ernst & Young before qualifying as a Chartered Accountant in 1988 and a Chartered Tax Adviser in 1992. Specialises in tax planning and financial advice for owner-managed businesses and personal clients.
Joined Dunhams in 2015 bringing 18 years’ experience in the sector. Supports the team and works closely with clients to keep every enquiry moving smoothly and every relationship personal.
ACA FCCA. In practice all his working life of over 35 years, starting out as an office junior in 1981 before joining Dunhams in 1988. Has done every job within practice and has developed the knack of understanding business and identifying where a client’s strengths and weaknesses are. Controls the accounts preparation and audits of the practice and works hard to identify new funding for clients, liaising closely with banks and finance houses.
BA(Hons) FCA. Qualified as a chartered accountant in 1989 and has spent most of her career as an Accounts and Audit Manager in small and medium-sized practices.
Energetic and client-focused, Nicola began her working career in 1990 at Price Waterhouse where she worked on blue chip clients like Alfred McAlpine and Kellogg’s, before moving to Baker Tilly in 1996 where she worked in the Tax Department servicing clients such as Blackpool Pleasure Beach. Nicola joined Dunhams in 2006 and looks after clients in a variety of sectors, having amassed over 25 years’ experience in both personal and corporate taxation. She also has substantial experience dealing with HMRC and is heavily involved in the tax planning needs of the firm’s ever-growing portfolio of Trust clients.
Manages the firm’s audit portfolio, working closely with business owners to turn statutory reporting into an opportunity to understand and strengthen their company.
What clients say about
working with us
I can’t recommend Dunhams highly enough. In recent years they have undertaken a review of all my financial affairs — both business and personal — and come up with ideas which, now they have been implemented, have saved me, my business and my family significant amounts of tax.
Dunhams have been a valuable partner to our business for over 15 years, helping us grow into a renowned national company. They provide support so that we make informed strategic business decisions.
Outsourcing the company’s book-keeping and payroll to Dunhams was an excellent business decision. A first-rate service: efficient, reliable and cost-effective, delivered by lovely people who are always ready to help with any queries or problems, and who have a genuine interest in the company. It allows key members of staff to focus on other aspects of the business, safe in the knowledge that these important matters are in very good hands.
We have retained Dunhams as our Accountants and Advisors for years and years. Over that time they have been with us every step of our journey and helped in countless ways — from guiding us through a Tax Enquiry to restructuring matters to improve our tax efficiency. They have demonstrated time and time again their commitment to working closely with us, safeguarding our position and improving both business and personal wealth. I cannot recommend them highly enough.
Our practice have used Dunhams for several years now and we strongly recommend them as Accountants and Financial Advisers. We especially appreciate the joined up and all-encompassing proactive service they provide. As well as understanding the complex world of our finances, the quality of their tax advice is second to none, and they work closely with the business owners to formulate a bespoke, highly impactful personal financial plan which has significantly improved our financial wellbeing.
Practical articles on tax,
planning, and business
The Government has announced a new crackdown on businesses suspected of facilitating tax evasion — here is what it means for retailers and cash-heavy trades.
The government has revised plans to introduce mandatory payrolling of benefits in kind, giving employers extra time to prepare their systems and processes.
HMRC has published further details of its plans to introduce multi-factor authentication for agents — what it means for how we access your records.
Take the next step towards financial clarity
Book a confidential 30-minute consultation to talk through your goals and how we can help. It's a straightforward, jargon-free conversation, with no obligation to continue.
We listen first, then suggest a path that genuinely fits your goals